Our Team


Rick Kesecker

CPCU, AIF, LUTCF, AAI

Executive Vice President 

Rick Kesecker has over 35 years of experience in the education and non-profit markets which enables him to help institutions and individuals prepare for unforeseen risk. His experience provides him unique insight into the challenges you face.

Rick is originally from Charleston, WV and is an avid learner. He has a Bachelor’s Degree in Management from Malone University and a Certificate in Intercultural Studies from Birmingham Theological Seminary. He has earned numerous professional designations and holds a FINRA Series 7 and Series 63 licenses and State of Alabama 65, Property & Casualty, Life & Health licenses.

Rick’s passion is protecting families and their way of life by providing them the information they need to make sound financial decisions. He is always looking for ways to give back to those that have given so much to others. 

Pamella Joachim

Sales Operations Manager

Pamella Joachim is our Sales Operations Manager. Pam is responsible for handling sales support, sales reporting and internal accounting operations. She is also adept in researching customer issues and assisting with resolutions.

She has been with our team for over 15 years and has held a Life & Health license since 2006. Formerly from the mid-Atlantic region, she held numerous management positions in banking and accounting before moving to the Birmingham area. Pam is the one who holds it all together when things get crazy.

Erica Kuykendall

Benefit Specialist

Erica Janda serves as a Benefits Specialist for Collateral Educators. She is currently licensed in Life and Health with a focus on Alabama Educators. Her main responsibilities are assisting clients with information regarding their dental, vision, disability, life, accident and critical illness policies.

Before joining our team, Erica worked for State Farm which sparked her love and passion for insurance and helping others when they need it the most. Erica can be contacted at the customer care center Monday – Friday, 8:00 AM – 5:00 PM at 1-866-322-2244.